Skip to main content

Platinum Visa

Get a $200 Cash Bonus1 when you open and use a new Elements credit card

Apply Now

Or call 1-800-621-2105

Platinum Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
Variable APR after 6-Month Intro Period  13.24%
Balance Transfer Fee  0%

Platinum Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 13.24% for Platinum Visa. Rate effective February 1, 2025, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.

Platinum Visa

Pay off your balance sooner with a low rate.

CARD BENEFITS

  • Featuring our lowest rate
  • No late fee if you miss a payment
  • $200 Cash Bonus just by using your card1
  • 0% Intro APR for 6 months on purchases and balance transfers
  • After the intro period, a variable APR of 13.24% for purchases and balance transfers2
  • No balance transfer fees3
  • No annual fee3
  • The convenience of paying at retailers with a tap, a swipe, or a chip

MAY BE A GOOD CHOICE IF

  • You want to pay off your credit card balance sooner with a low rate
  • Trade-off: Doesn’t offer cash back or rewards

Compare to Other Credit Cards

Special Offer from logo for Elements Financial

Get a $200 Cash Bonus1 when you open and use a new Elements credit card
ELEMENTS CREDIT CARDS